Every year, scammers evolve and 2022 won’t be any different. The Identity Theft Resource Center (ITRC) predicts that identity theft will evolve into what they are calling identity fraud. Throughout 2021, researchers at ITRC saw identity theft tactics change to become more targeted and strategic. Using techniques including social engineering, taking over Google Voice and Instagram accounts, and psychological tactics, these bad actors can manipulate the behavior of their targets.
In addition to evolving tactics, there has been an unprecedented number of data breaches in the news lately. These provide an abundance of information and personal data for criminals. For example, some of these criminals will promise unemployment benefits even when the programs have ended.
“All of these trends point towards increases in identity fraud that will change consumer behaviors, revictimization rates, and pandemic-related identity crimes for years to come,” said Eva Velasquez, CEO of ITRC. “We expect to see these types of cyberattacks and who they target continue to evolve as they did in 2021.”
This doesn’t mean identity theft is going away, though. In one case, Susan from Oregon reported her identity was stolen through her PayPal account. The theft occurred in PayPal’s Netherlands office, making the situation even more risky and complicated.
The ITRC also notes that cybercriminals have taken advantage of new digital payment methods like payment apps, digital wallets, and peer-to-peer services. It’s becoming easier to launch convincing phishing attacks against consumers, so people will need to remain vigilant against unsolicited communications.
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